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TIMES FORESIGHT News & Magazine Home Magazines Conferences About Contact Industries More Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Play Refund Policy A legal disclaimer The explanations and information provided on this page are only general and high-level explanations and information on how to write your own document of a Refund Policy. You should not rely on this article as legal advice or as recommendations regarding what you should actually do, because we cannot know in advance what are the specific refund policies that you wish to establish between your business and your customers. We recommend that you seek legal advice to help you understand and to assist you in the creation of your own Refund Policy. Refund Policy - the basics Having said that, a Refund Policy is a legally binding document that is meant to establish the legal relations between you and your customers regarding how and if you will provide them with a refund. Online businesses selling products are sometimes required (depending on local laws and regulations) to present their product return policy and refund policy. In some jurisdictions, this is needed in order to comply with consumer protection laws. It may also help you avoid legal claims from customers that are not satisfied with the products they purchased. What to include in the Refund Policy Generally speaking, a Refund Policy often addresses these types of issues: the timeframe for asking for a refund; will the refund be full or partial; under which conditions will the customer receive a refund; and much, much more.

< Back Donald Trump calls for shooting down mystery drones spotted across US US President-Elect Donald Trump Has Called For The "Shooting Down" Of The Mystery Drones. Photo: Bloomberg US President-elect Donald Trump has called for the "shooting down" of the mystery drones that have been appearing in various parts of the country. These drones were first spotted in New Jersey a few days ago and are now being seen in other areas as well. The federal government and the White House have so far maintained that these do not pose any national security threat and nor there is any evidence of a foreign hand in it. The appearance of the mystery drones, however, continues to be the subject of investigation. "Mystery Drone sightings all over the Country. Can this really be happening without our government's knowledge? I don't think so," Trump said on Friday in a post on Truth Social, a social media platform owned by him. US President-elect Donald Trump has called for the "shooting down" of the mystery drones that have been appearing in various parts of the country. These drones were first spotted in New Jersey a few days ago and are now being seen in other areas as well. The federal government and the White House have so far maintained that these do not pose any national security threat and nor there is any evidence of a foreign hand in it. The appearance of the mystery drones, however, continues to be the subject of investigation. "Mystery Drone sightings all over the Country. Can this really be happening without our government's knowledge? I don't think so," Trump said on Friday in a post on Truth Social, a social media platform owned by him."Let the public know, and now. Otherwise, shoot them down!!! DJT," he said with his personal signature at the end of the post. The White House on Thursday said there was no evidence yet that the reported drone sightings pose a national security or a public safety threat or that they have a foreign nexus.The Department of Homeland Security and the FBI are investigating these sightings, working closely with state and local law enforcement to provide resources, using numerous detection methods to better understand their origin, White House National Security Communications Advisor John Kirby told reporters. He added that "... upon review of available imagery, it appears that many of the reported sightings are actually manned aircraft that are being operated lawfully." "The United States Coast Guard is providing support to the State of New Jersey and has confirmed that there is no evidence of any foreign-based involvement from coastal vessels. And, importantly, there are no reported or confirmed drone sightings in any restricted airspace," Kirby said.In a joint statement, the Department of Homeland Security and FBI also said that there was no evidence yet that the reported drone sightings pose a national security or a public safety threat or have a foreign nexus. "We are supporting local law enforcement in New Jersey with numerous detection methods but have not corroborated any of the reported visual sightings with electronic detection. To the contrary, upon review of available imagery, it appears that many of the reported sightings are actually manned aircraft, operating lawfully. There are no reported or confirmed drone sightings in any restricted air space," the statement read.In a letter to the DHS, FBI and the Federal Aviation Administration, Senator Kirsten Gillibrand, Senate Majority Leader Chuck Schumer and Senators Cory Booker and Andy Kim said that "since late November, communities in the New York City area and northern New Jersey have reported several incidents of unattributable drone sightings at night, alarming both residents and local law enforcement". They highlighted that "the potential safety and security risks posed by these drones in civilian areas is especially pertinent considering recent drone incursions at sensitive military sites in and outside of the continental United States over the past year". Congressman Josh Gottheimer from New Jersey on Friday urged federal law enforcement agencies, led by the FBI and DHS, to allow state and local law enforcement to deploy assets that can safely take down drones that "should not be in our skies".He wrote a letter to the FBI, DHS and the FAA, asking them to immediately brief the public. "They also need to work closely with state and local law enforcement to give them the equipment they need to monitor drone activity. There is clearly too much of it here in Jersey and other parts of the country," Gottheimer said. (Only the headline and picture of this report may have been reworked by the Business Standard staff; the rest of the content is auto-generated from a syndicated feed.) Previous Next

Elon Musk's Net Worth Rises to $270.3 Billion After Tesla's Surge Elon Musk, the world's richest man, saw his net worth rise exponentially by $270.3 billion on October 24 after it had climbed $33.5 billion as Tesla Inc.shares jumped 22 percent during the day, its biggest one-day rise in more than ten years, according to a Bloomberg report. Shares in Tesla skyrocketed after the electric car maker reported its third-profit quarter, its highest one since summer 2023. Musk reaps most of his cash from Tesla shares and options holdings, which currently accounts for around 75 percent of his overall riches. Other company interests of Musk include SpaceX, the private space venture; X, the social media platform originally known as Twitter; and xAI, an artificial intelligence firm. According to the Bloomberg Billionaire Index, the lead held by Musk now stands at $61 billion over Jeff Bezos, founder of Amazon and the world's second-richest individual. Optimistic about the future, Musk projects a 30 percent possibility of growth in vehicle sales through further projections based on the earnings report webcast. He also promises that the Cybertruck has already reached its first quarterly profit. That's good news coming from a company that just had to live with three disappointing quarters of loss against the slowdown in demand. In addition, Musk announced plans to release Cybercab robotaxis into markets by 2026, targeting volumes between 2 to 4 million units per year. "My prediction is that Tesla will become the most valuable company in the world, probably by a long shot", he said confidently. More than his business pursuits, political ambitions of Musk are also making headlines . A US immigrant, he has been vocal about Trump in the lead-up to the November polls. In recent weeks, Musk has been campaigning with Trump across the state of Pennsylvania and vowed to spend a whopping $75 million of his own money on his super PAC to finance GOP get-out-the-vote efforts and digital advertising. During the webcast, Musk said he would be willing to lobby for federal approval of autonomous vehicles if presented with a second role in a hypothetical Trump administration. Trump has suggested that he would add Musk to a new department devoted to reducing bureaucratic red tape, which is to be called the Department of Government Efficiency, if he wins re-election.

TIMES FORESIGHT News & Magazine Home Magazines Conferences About Contact More More Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Stock Latest % ChangeNVIDIA CORP. $138.25 +2.2%SUPER MICRO COMPUTER INC. $32.64 -6.9%TESLA INC. $345.1+3.7%INTEL CORP. $24.05 +1.7%PALANTIR TECHNOLOGIES INC. $67.08 +1.6%FORD MOTOR CO. $11.13 +0.3%APPLE INC. $237.33 +1.0%AMAZON.COM INC. $207.89 +1.0%TOP GAINERSStock Latest % ChangeRALPH LAUREN CORP. $231.40 +3.9%TESLA INC. $345.16 +3.7%FIRST SOLAR INC. $199.27 +3.5%VISTRA CORP $159.84 +3.4%LAM RESEARCH CORP. $73.88 +3.2%LAS VEG Play Tech, Media & Telecom Roundup: Market Talk The German mobile market will likely experience disruption in 2025, and investors need to be prepared, Berenberg analysts Usman Ghazi and Shekhan Ali write in a note . While Deutsche Telekom and Telefonica Deutschland have engineered a larger market share along with tariff innovations, competitors such as 1&1 have an urgent need to re-accelerate growth going into 2025, they say. 0 100 200 300 400 500 600 1990 1995 2000 2005 2010 2015 2020 Weekly U.S. commercial crude oil inventories (Jan 1990 – Jun 2020) million barrels Jun 19 541 million barrels U.S. Crude Oil Stockpiles Fall Amid Decline in Imports Crude oil stockpiles fell by 1.8 million barrels to 428.4 million barrels in the week ended Nov. 22 Volkswagen Workers to Begin Striking Monday, Union Says VW is at loggerheads with the IG Metall union as it seeks to implement sweeping cost cuts across its domestic business General Motors agrees deal to enter F1 in 2026 A new team will be named after GM's Cadillac brand UK electric car production drops with firms 'under pressure' UK car production fell sharply in October amid industry concerns about "intense pressure" on investment in electric vehicle-making. 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Mortgage Predictions: How the Election Shifted the Path to Lower Rates 2024 hasn't been a good year for would-be homebuyers . The only silver lining was that 30-year mortgage rates were expected to drop to 6% by the end of December. In late summer, that forecast felt like a real possibility. Then came the surge. Average 30-year fixed mortgage rates spiked to 6.9% in early November and have remained around there since. "At this point, 6% mortgage rates by the end of 2024 seem unlikely," said Jacob Channel , senior economist at Lending Tree. "The uncertainty brought about by the results of the presidential election has offset most of the declines we saw through the end of the summer." What caused this about-face in the mortgage market? In October, robust economic data and ambiguity over President-elect Donald Trump's future policies sent 10-year Treasury yields (a key benchmark for long-term mortgages) significantly higher. Bond market investors reconsidered their economic projections, and the Federal Reserve's monetary policy outlook seems to have shifted. Financial markets had long expected the Fed to make another 0.25% interest rate cut at its upcoming meeting on Dec. 18, but now it's a coin flip . On Nov. 14, Fed Chair Jerome Powell signaled that the central bank won't rush to make rate cuts, throwing cold water on the hope for lower mortgage rates . Although we don't yet know the full scope or economic impact of the next administration, housing affordability won't change much in the short term. Treasury yields and mortgage rates are likely to stay higher for longer , and prospective homebuyers will continue to be sidelined by a combination of high interest rates, steep home prices and low inventory levels. Did mortgage rates go up because of the election? Last month, stronger-than-expected labor and inflation reports prompted investors to reconsider the pace of future Fed cuts, and markets also started defensively "pricing in" a Trump victory. Trump's proposals for tax cuts and tariffs could stimulate demand, increase deficits and cause inflation to reheat, which could prompt the Fed to delay future rate reductions. In other words, bond traders drove up rates prior to the election because they assumed higher inflationary pressures resulting from the presidential and congressional outcome, according to Colin Robertson, founder of the housing market site The Truth About Mortgage . Overall, there's still a lot of uncertainty surrounding the timing and substance of economic changes and the Fed's cadence of interest rate adjustments over the next year. Fed Chair Powell has said it's too early to say how Trump's policies and a Republican-led Congress might alter the central bank's approach to achieving maximum employment and price stability. "Trump's actual policies as president might be a lot less dramatic than those he's proposed in the past," said Channel. How do Fed interest rate cuts impact mortgage rates? The Fed doesn't have direct control over the mortgage market, but its monetary policy influences mortgage lenders and the general direction of borrowing rates. Inflation and labor data act as a barometer for the health of the economy and influence the Fed's decision to adjust its benchmark short-term interest rate up or down. Starting in early 2022, the central bank was focused on taming inflation by implementing a series of aggressive rate hikes. Now that inflation has gone down (it's been slowly cooling in the direction of the Fed's annual target range of 2%) and the labor market has weakened, the Fed pivoted to cutting interest rates to circumvent a job-loss recession. With each interest rate cut, it's less expensive for banks to borrow money, allowing them to lower the rates offered on consumer loans, including mortgages. In the lead-up to the Fed's first rate cut in September, mortgage rates went down as fears mounted over unemployment and a potential economic downturn . Perhaps ironically, that offered a glimmer of hope to those hoping to purchase a home this year. Many expected home loan rates to plummet if the Fed rushed ahead with more rate reductions. As we've seen play out, mortgages also respond to an interplay of economic factors, including investor expectations, geopolitical events and shifts in the bond market. 💡What does the Federal Reserve do? The Fed has two main objectives: maintain maximum employment and contain inflation. Although one single data point is never decisive, when inflation is high, the Fed generally raises interest rates to slow demand. When the unemployment rate is high, the Fed often lowers interest rates to stimulate consumer activity. Any incoming economic data that beat markets' expectations, such as hotter inflation or lower unemployment, reduces the likelihood of cuts and will maintain upward pressure on mortgage rates, said Nicole Rueth , SVP of the Rueth Team Powered by Movement Mortgage. Could mortgage rates still drop by the end of the year? Home loan rates are often quick to rise but painstakingly slow to fall. For instance, it can take a few soft economic reports for mortgage rates to move lower, but just one strong piece of data to send them higher. Although experts optimistically called for rates to fall close to 6% by the end of 2024, no one has a crystal ball. "For mortgage rates to average closer to 6%, we would need to see a meaningful weakening of the labor market, which would push the Federal Reserve to cut rates by more than what the market expects," said Matthew Walsh , housing economist at Moody's Analytics. If the next labor report, released on Dec. 6, shows a marked increase in unemployment, for example, bond yields and mortgage rates would likely move lower quickly. If the Fed implements additional rate cuts over the next year, mortgage rates should gradually decline. The timing of those cuts, as well as the economic data we get between each policy meeting, will determine how quickly (and how far) mortgage rates can fall . An even bigger wild card is what actually comes from Trump's proposed economic agenda. "As markets process new information, the path of mortgage rates will be volatile," said Kara Ng , senior economist at Zillow. "Mortgage rates will fall, then rise, then fall again." Here's a closer look at where some major housing authorities predict mortgage rates will go this year and next: What else is happening in the housing market? Today's unaffordable housing market results from high mortgage rates, a long-standing housing shortage , expensive home prices and a loss of purchasing power due to inflation. 🏠 Low housing inventory: A balanced housing market typically has five to six months of supply. Most markets today average around half that amount. Although we saw a surge in new construction in 2022, according to Zillow , we still have a shortage of around 4.5 million homes. 🏠 Elevated mortgage rates: At the start of 2022, mortgage rates were near historic lows of around 3%. As inflation surged and the Fed began hiking interest rates to tame it, mortgage rates roughly doubled within a year. In 2024, mortgage rates are still high, effectively pricing millions of prospective buyers out of the housing market. That's caused home sales to slow , even during typically busy home-buying months, like the spring and early summer. 🏠 Rate-lock effect: Since the majority of homeowners are locked into mortgage rates below 6%, with some as low as 2% and 3%, they're reluctant to sell their current homes since it would mean buying a new home with a significantly higher mortgage rate. Until mortgage rates fall below 6%, homeowners have little incentive to list their homes for sale, leaving a dearth of resale inventory. 🏠 High home prices: Although home buying demand has been limited in recent years, home prices remain high because of a lack of inventory. The median US home price was $434,568 in September, up 5.1% on an annual basis, according to Redfin. 🏠 Steep inflation: Inflation increases the cost of basic goods and services, reducing our purchasing power. It also impacts mortgage rates: When inflation is high, lenders typically set interest rates on consumer loans to compensate for the loss of purchasing power and ensure a profit. Expert advice for homebuyers It's never a good idea to rush into buying a home without knowing what you can afford, so establish a clear homebuying budget. It's also worth noting that a dip in mortgage rates will likely increase homebuying interest overall, which may drive home prices up and keep the market unaffordable for a while. "As mortgage rates come down, the housing market could get more competitive for home shoppers," said Danielle Hale, chief economist at Realtor.com. Here's what experts recommend before purchasing a home: 💰 Build your credit score. Your credit score is one of the main factors lenders consider when determining whether you qualify for a mortgage and at what interest rate. Working toward a credit score of 740 or higher will help you qualify for a lower rate. 💰 Save for a bigger down payment. A larger down payment will allow you to take out a smaller mortgage and get a lower interest rate from your lender. If you can afford it, making a down payment of at least 20% will also eliminate the need for private mortgage insurance. 💰 Shop around for mortgage lenders. Comparing loan offers from multiple mortgage lenders can help you negotiate a better rate . Experts recommend you get at least two to three loan estimates from different lenders before making a decision. 💰 Consider the rent vs. buy equation. Choosing to rent or buy a home isn't just comparing monthly rent to a mortgage payment. Renting offers flexibility and lower upfront costs, but buying allows you to build wealth and have more control over your housing costs. The best choice depends on your finances, lifestyle and how long you plan to stay in one place. 💰 Consider mortgage points. One way to get a lower mortgage rate is to buy it down using mortgage points . One mortgage point equals a 0.25% decrease in your mortgage rate. Generally, each point will cost 1% of the total loan amount.

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